IMPORTANT CONSUMER DISCLOSURE

McQueen, Ball & Associates, Inc. ("McQueen Ball") is an SEC registered investment advisor located in Bethlehem, Pennsylvania. McQueen Ball and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisors by those states in which McQueen Ball maintains clients. McQueen Ball may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. McQueen Ball's web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of McQueen Ball's web site on the Internet should not be construed by any consumer and/or prospective client as McQueen Ball's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by McQueen Ball with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of McQueen Ball, please contact the SEC or the state securities regulators for those states in which McQueen Ball maintains a notice filing. A copy of McQueen Ball's current written disclosure statement discussing McQueen Ball's business operations, services, and fees is available from McQueen Ball upon written request. McQueen Ball does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to McQueen Ball's web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
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